Luckily for many of us, we are well in front of the game when tight budget measures are forced upon us. The current financial climate has forced many regular people to reassess their usual spending routine. We are even spending less on everyday type items normally regarded as essential. In difficult times, society has a way of making things work and improvising through a tough period.

Dating and the singles scene, like other areas in our lives and not necessarily protected from a poor economy. Venturing out to a local restaurant or cafe once or twice a week has become more like a little luxury we now undertake once every few weeks or months. Spoiling the ones we love with presents and little surprises is also something that has been scaled back for many of us.

So is the answer to simply stop enjoying life as we knew it? There are people who are gifted in the art of saving money and hunting down bargains and cheap ideas so they can still enjoy life much the same as what we have been used to in the past. You can easily train yourself to be one of those people. Many shops, hotels, bars, clubs and restaurants offer deals depending on what you buy and when you buy it. Many restaurants for example offer their customers half price meals on certain days of the week. Pubs and bars often have happy hour at certain times of the day. Shops will often discount clothing at the end of a season or when they have stock take. The secret is to educate yourself which businesses offer these deals and when.  Read more... (482 words, estimated 1:56 mins reading time)

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Product Description
Where do you go when the water rises?  For more than twenty years, John Kasich has sought the answer to this question and many of life’s most fundamental challenges in an unlikely place: his twice-a-month lunches with an irreverent, thoughtful, and spirited circle of guys who are members of a Bible study group. Every other Monday over lunch at an Italian restaurant in Columbus, Ohio, Kasich and half a dozen friends use the stories of the Good Book as a launching … More >>

Every Other Monday: Twenty Years of Life, Lunch, Faith, and Friendship

“How to mend your Marriage when the Bank is breaking”.

Financial stress is overtaking many marriages today. It can be the straw that breaks the camel’s back when there are other issues in a marriage. Financial worries invite couples to play the “blame game”. No one is taking their own portion of responsibility, each just blames the other.

Whether it is a job loss, overspending, unexpected bills or a myriad of other challenges, this is a time to come together. It is not a time to point fingers. It is more important to plan together how to overcome the situation than to concentrate on whose fault it is.

There are times when both spouses share in the responsibility and times when one has had a greater influence in the degrading of financial stability. In either case, it is important for the two of you to be part of the solution.

In most marriages one of the spouses is a spender and one is a saver. This is quite typical. Often the reason for the differences is previous life experiences. But when you are already in financial crisis, it is imperative to join forces in order to get your feet back on the ground.

If it took a long time to get into the “financial mess” it may not be a quick turnaround. The time to achieve financial health will be shortened when you work together rather than focusing on the problem itself.  Read more... (692 words, estimated 2:46 mins reading time)

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